Never Refinance Your Student Loans (Even if You Can Afford It)

This is the one time to stick with the federal government.

(Photo by Franco Atkins from Pexels)

Have you been thinking about your student loans lately?

Thinking that maybe your student loans are screwing you just a little too much?

Maybe there’s a better way than dealing with the federal loan servicers?

You know, the idiots at Nelnet.

Or the morons at MOHELA.

Or, god forbid, the complete fucking assholes at FedLoan?

Maybe you’ve heard all the ads about how refinancing your student loans can save you.

• Save your money.
• Save your time.
• Save your sanity.

(It’s almost like these companies are made up of ex-Jehovah’s witnesses. “Save us, oh mighty refinancing companies!”)

If you’ve been thinking about refinancing, you’re not alone.

Student loan refinancing is big business, but it’s not the flawless solution that will magically make your loans disappear.

Introduction

Refinancing student loans has become the go-to move for savvy borrowers aiming to cut down on repayment costs and…