This article is basically copying and pasting from studentaid.ed.gov. Sure, the author did some of the work by changing a few words to reduce the reading level, but that was minimal grunt work on the copy, while adding nothing insightful to add to the basic factual information provided by the site.

For example, here is the list of Deferment eligibility from the article.

• You are enrolled in school at least half-time.
• You have a graduate fellowship or are in an approved rehabilitation training program for the disabled.
• You are unemployed or can’t find full-time employment. This deferment can last for up to three years.
• You’re in a period of economic hardship or in the Peace Corps. This deferment is also for up to three years.
• You’re active in the military during a military operation, national emergency, or during a time of war.
• It has been less than 13 months following your qualifying active military service.

Now read the list from studentaid.ed.gov

• while you are enrolled at least half-time at an eligible college or career school, and if you received a Direct PLUS Loan or FFEL PLUS Loan as a graduate or professional student, for an additional six months after you cease to be enrolled at least half-time (In-School Deferment Request);
• if you are a parent who received a Direct PLUS Loan or a FFEL PLUS Loan, while the student for whom you obtained the loan is enrolled at least half-time at an eligible college or career school, and for an additional six months after the student ceases to be enrolled at least half-time (Parent PLUS Borrower Deferment Request);
• while you are enrolled in an approved graduate fellowship program (Graduate Fellowship Deferment Request);
• while you are enrolled in an approved rehabilitation training program for the disabled (Rehabilitation Training Program Deferment Request);
• while you are unemployed or unable to find full-time employment, for up to three years (Unemployment Deferment Request);
• while you are experiencing economic hardship or serving in the Peace Corps, for up to three years (Economic Hardship Deferment Request);
• while you are on active duty military service in connection with a war, military operation, or national emergency (Military Service and Post-Active Duty Student Deferment Request); or
• if you were on active duty military service in connection with a war, military operation, or national emergency, for the 13 month period following the conclusion of that service, or until you return to college or career school on at least a half-time basis, whichever is earlier (Military Service and Post-Active Duty Student Deferment Request).

The entire article follows the flow and structure of the studentaid.ed.gov website.

Even the title was ripped from studentaid. The author changed it from

• “Here’s a Guide to Repaying Your Federal Student Loans”, to
• “The Graduate’s No-Nonsense Guide to Pissing Off Your Student Loans”.

Again, words are changed, but the cadence is the same.

Do yourself a favor and go directly to the source to get better information.